What is unpaid balance (misugeum)?Unpaid Balance

Money still owed on shares bought with a partial deposit and not paid by the T+2 settlement date. The broker will force-sell shares to recover it and may restrict the account for a while.

Learn “unpaid balance (misugeum)” in an animated lesson

Korea Stock Rules
T+2 Settlement and Buying with a Partial Deposit
Korean trades settle on the 2nd business day after the trade; many brokers let you buy with only part of the money up front, but the rest must be paid before settlement or your shares get force-sold.

Related terms

settlement
T+0
order deposit ratio
forced sale (bandae-maemae)

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Go to “T+2 Settlement and Buying with a Partial Deposit”